FHC Conference has ended
Thank you for attending the 36th Annual Affordable Housing Conference. To view presentations from the panelists, locate and click the session, then scroll down to find find the PowerPoint presentations (files) for the session. As a reminder, not all sessions or presenters had PowerPoint presentations. 

Again, thank you, and Save the Date for the 2024 FHC Conference, scheduled for August 27-29, 2024.

For comments or questions, please contact Johnitta Wells at
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Monday, August 28 • 10:00am - 12:00pm
Homeownership Forum: Increasing Opportunities in a Challenging Market

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The rise in interest rates, combined with already limited supply, production challenges, and elevated house prices, have cooled the surprisingly hot pandemic market. The rise in interest rates has stymied the increase in buying power for first-time homeowners.  Interest rate hikes did not bring down the high housing prices, creating an affordability gap for many lower income buyers. When home prices and interest rates are high, reducing the mortgage loan amount through price buy-downs in the form of increased downpayment is key. Experts will discuss strategies to continue increasing access to affordable homeownership, including, but not limited to, the CLT steppingstone, the Hometown Heroes program (with its improved terms for eligibility) and a fully funded SHIP program, for a blend of downpayment assistance. Also included in the discussion are strategies to proactively preserve homeownership through uncertain economic times.


Christie Cade

Senior Director, Southern Region, NeighborWorks America

Connie Wright

Senior Vice President, Assistant Director of Housing Philanthropy, Wells Fargo
avatar for Traci Blue

Traci Blue

Director of Strategic Community Initiatives, Bright Community Trust, Inc
Traci Blue is a Community Relations Management professional with a passion for working within the Central Florida community and 20+ years of experience in the fields of community relations, public relations, training, coaching, and management. She has spent her career serving in the... Read More →
avatar for Ernest Coney

Ernest Coney

President/CEO, CDC of Tampa Inc
Ernest Coney Jr. serves as the Chief Executive Officer of CDC of Tampa. He brings over 20 years of executive management-level experience in providing health, social and economic programs to benefit low to moderate income persons and the elderly, with an undergraduate degree from Dartmouth... Read More →

Jennifer Ferriol

HCD Administrator, City of West Palm Beach
avatar for Murphy Kennedy

Murphy Kennedy

Public Policy Representative, Florida Realtors
Murphy Kennedy has been working in the Florida political process for almost ten years. After graduating with a M.A. from Florida State University in 2014, she started her career as a campaign manager for State Representative MaryLynn Magar's re-election campaign. Her first permanent... Read More →
avatar for Audria Moore-Wells

Audria Moore-Wells

Special Projects Coordinator, City of Fort Pierce
avatar for Jared Nordlund

Jared Nordlund

Policy & Advocacy, Florida State Director, UnidosUS
avatar for Frank Cornier

Frank Cornier

President & CEO, Tampa Bay Neighborhood Housing Services
Frank Cornier – A Community Development Practitioner with over 20 years’ experience in non-profit management and real-estate development including single family housing, multifamily, mixed-use, commercial properties, and property management. Frank passionately works in affordable... Read More →
avatar for Racquel Reddie

Racquel Reddie

Managing Director/Community Development, NCST
Racquel Reddie currently serves as Managing Director of Community Development at NCST. Racquel works to develop strategies and initiatives across NCST’s national footprint that support the organization’s Community Development practice which focuses on the expansion of affordable... Read More →
avatar for David Westcott

David Westcott

Managing Director of Homeowner Programs, Florida Housing Finance Corporation
David Westcott is Managing Director of Homeowner Programs at Florida Housing Finance Corporation and has served in that role for seventeen years. He oversees all of Florida Housing’s Homebuyer and Down Payment Assistance Programs as well as the federal HOME Program, among others... Read More →

Monday August 28, 2023 10:00am - 12:00pm EDT
Executive Ballroom H